AutoSix Simple Strategies to Reduce Your Automobile Insurance Premium
You may not be able to shorten your commute or buy a fuel-efficient car overnight. You can cut your auto insurance costs by hundreds of dollars a year.
6 min read
Independent insurance agency
Better rates, easy as Cha Cha Cha.
We are independent, so we are not tied to any one insurance company. We shop dozens of them for you, explain what actually differs, and help you pick the policy that fits your car, your home, your family and your business.
- Free, no-obligation quotes
- Dozens of carriers compared
- One agent, every policy
Start here
What do you need to cover?
Pick a cover to see what it does, or ask us for one quote that bundles several together.
Insurance products
Eleven kinds of cover, one agency to call.
Most people come to us for one policy and end up moving two or three across, because it is simpler and it usually costs less.
Vehicle
What you drive and ride
Home & property
Where you live and what is in it
Homeowners Insurance
Your building, your belongings and your liability, in one policy.
Learn moreRenters Insurance
Your landlord insures the building. This covers everything you moved in.
Learn moreCondo Insurance
Fills the gap between your association's master policy and your unit.
Learn moreFlood Insurance
Standard home policies exclude flood. This is the cover that does not.
Learn more
Life & health
You and your family
Liability & business
Extra protection and commercial cover
Why ChaCha
Four good reasons to let us do the shopping.
Choosing from the numerous insurance companies out there, for the right cover to protect you, your family and your business, can be a daunting task. Partner with us and you get a wide range of options with less work and more benefit.
Our customer-comes-first approach
We are passionate about customer satisfaction and strive to build long-lasting relationships with our clients. Our well-trained, professional staff will always be there with you every step of the way, from acquiring quotes to selecting the right policy to handling claims.
Expert advice at your fingertips
We are an efficient and dedicated team of professionals who know the ins and outs of the insurance industry. We use our knowledge and expertise to help you customize your plan to get the insurance that suits your individual needs.
The best coverage and price
As an independent company, we are not confined to any single national or direct-sell insurance company. We carefully research rates and coverage details from proven, reputable companies to help you pick the best deal at the lowest price. It also gets your coverage processed faster.
A stress-free experience
Our hassle-free claims, trustworthy partners and well-built network make your insurance experience easy and convenient. You can be stress-free knowing we are in step with the industry and can help you find a plan that protects what matters to you.
How ChaCha works
Our four-step process.
We follow a structured approach to find the right solution for your personal and business needs, so you end up with a well-constructed plan that suits your situation rather than an off-the-shelf one.
Analyze your insurance needs
Whether you call, visit us directly or fill in our online form, we start by getting to know your personal and financial goals. Once we understand your requirements, we share our process for meeting your insurance needs and protecting your lifestyle.
Shop for your quote
Next we build up the best options for you. When you submit your information, we shop around and compare your plan against dozens of insurance companies for the most competitive quotes. Once we are satisfied you are getting the best terms in the marketplace, we contact you.
Put your policy into place
We discuss how the quotes meet your needs, along with additional limit choices and coverage options. Once you agree on a plan, our agent streamlines your policy and makes sure the process goes smoothly so you can be covered as quickly as possible.
Review and follow up
Your policy and payments are set up, but our service does not stop there. We stay in your corner if you need advice, and we keep in touch from time to time to review your plan and make sure it keeps up with the changes and challenges of your life.
Tips & guides
Ways to pay less without losing cover.
Practical advice from our team on trimming premiums, protecting your home, and understanding what you are actually buying.
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Start saving today
Let ChaCha do the shopping.
Tell us what you need covered and we will compare dozens of insurance companies for you. Free, no obligation, and no pressure to switch.
Prefer email? Write to [email protected]